India’s first Neo Banking for Social Payments.

Pay, Shop and Share expenses with
your friends and groups hassle free!

Pay, Shop and Share expenses with
your friends and groups hassle free!

India’s first Neo Banking for Social Payments.

Hi There!
Welcome to PayNav

Settling up with PayNav feels like catching up, Send and receive money instantly
Share the fun: Settle up with friends for any shared activity, from road trips to restaurants to takeout
Split the necessities: Utilities, rent, groceries - when you're splitting basic bills, everyone pays up early
Build credit strength, now with personal transactions and shopping

No more awkward
moments of Reminding

Pay at shops and settle up instantly
Chat with friends and create groups
Send gifts, send cash for coffee or celebrate a birthday
Great for travellers, flatmates, couples and others

Easy to use

Login and set up your Neo account
Tag your friends on the go
Settle instantly or make an automated
ledger to collect later
Realtime transactions using UPI and PayNav Card

Safe & Secure

Highly secure process
Finger print & Password authentication
100% verified users, no fake profiles
Social and risk free financial environment

User Reviews

What our users are saying...

Very helpful for managing all my social payments with friends and family. There are many facilities available in this app like online ledger, automated payback reminder etc but the main thing is the direct real time transaction from my own upi id to my friends upi.

Problem solving app for handling money between friends, many people will not meet their obligations when it comes to money but using this app surely they will😅. Thanks to Paynav for this amazing "meet your obligations" app.

This app is great for all people, especially for people with personal financial intelligence. It keeps track of the money you spent on others. Good to have my money back same time have my friendships tight. One word Hassle free.